Optimeo
Optimeo is intended for the self-employed, for small companies and for professional people seeking to finance the expansion of their activity..
Financially Advantageous
-
Interest rate = the credit-oriented bank rate less 1.25% with a floor equivalent to the Belgium Prime Rate
-
Reduced rate of 3% for 2 years
-
Period of 5, 7 or 10 years, according to the nature of the project
-
Possibility of a period of capital repayment grace of 1 to 2 years, according to the nature of the project.
-
A minimum of guarantees required
-
maximum € 250.000, limited moreover
-
To the amount of the loan granted by the credit organisation
-
To three times your personal capital contribution
-
-
For take-overs, maximum €350,000, limited moreover
-
to the amount of the loan granted by the credit organisation
-
to 35% of the business investment if the amount of the requested intervention exceeds €250,000
-
Easy Access
Optimeo is distributed via the credit organisations and the venture capital companies. Optimeo is therefore easily accessible since the entrepreneur who wishes to have recourse to it refers to his/her own credit organisation.