Starteo
Starteo is there to help you to finance the launching of your company or your self-employed activity. You are regarded as a starter if you are starting your activity or if you have been principally exercising it for less than four years (date of the principal INASTI registration).
Financially Advantageous
- Interest rate = the credit-oriented bank rate less 1.25% with a floor equivalent to the Belgium Prime Rate (BEPR)
- Rate reduced of 3% for 2 years
- Period of 5, 7 or 10 years, according to the nature of the project
- Subordinated loan
- Possibility of a period of capital repayment grace of 1 to 2 years, according to the nature of the project.
- A minimum of guarantees required
- Maximum €250,000, limited moreover:
- to the amount of the loan granted by the credit organisation
- to three times your personal capital contribution
- For take-overs, maximum € 350,000, limited moreover:
- to the amount of the loan granted by the credit organisation,
- to 35% of the business investment if the amount of the requested intervention exceeds € 250,000
- Starteo benefits from a guarantee issued under the European Community's Competitiveness and Innovation Framework Programme
Easy Access
Starteo is distributed via the credit organisations and the venture capital companies.
Starteo is therefore easily accessible since the starter who wishes to have recourse to it refers to his/her own credit organisation.